State compliance guides / Tennessee
Tennessee HOA violation letters: what the law requires
Tennessee has no statute governing fines by homeowners associations in ordinary subdivisions — those HOAs enforce under their recorded covenants. Condominium associations, however, may levy reasonable fines only after notice and an opportunity to be heard under §66-27-402(a)(11), and that provision reaches even pre-2009 condominiums for later events. The statute sets no specific day counts, so your declaration and bylaws control the details.
Before you send: Tennessee notice requirements
No general HOA act for non-condo communities; condominiums under the Tennessee Condominium Act of 2008 (Tenn. Code Ann. §66-27-201 et seq.)
- Condominium associations: fines require prior notice and an opportunity to be heard, and must be reasonable (Tenn. Code Ann. §66-27-402(a)(11)).
- The fine provision applies to condominiums created before January 1, 2009 as well, for events occurring after that date (Tenn. Code Ann. §66-27-202).
- The power to fine is subject to the provisions of the declaration — check your declaration for limits or procedures.
- Non-condo HOAs: no statutory fine procedure; authority and procedure come from the recorded declaration and bylaws.
- No statutory dollar cap or response window in either regime — timelines are set by governing documents.
Fines: Tennessee sets no dollar cap on fines. Condominium fines must be reasonable and preceded by notice and an opportunity to be heard (§66-27-402(a)(11)); for non-condo HOAs, fines are constrained only by the recorded declaration and general reasonableness.
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Tennessee HOA letter FAQ
What must a Tennessee HOA violation letter include?
For condominiums, the statute requires notice and an opportunity to be heard before a fine but doesn't prescribe the letter's contents — describe the violation, cite the provision violated, and explain how to request a hearing. For non-condo HOAs, follow your governing documents; no statute applies.
Is there a cap on fines in Tennessee?
No. Condominium fines must be reasonable under §66-27-402(a)(11); non-condo HOA fines are governed by the declaration. Neither has a statutory dollar limit.
How long does an owner have to respond?
The statute sets no day count. The hearing opportunity must be real, but the timeline comes from your bylaws or rules — a commonly used practice is 10–30 days' notice before imposing the fine.
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Official sources
Last reviewed against the sources above on 2026-07-11.
This guide summarizes commonly applicable rules for general information only — it is not legal advice, statutes change, and your governing documents may impose different procedures. Confirm current law with a licensed Tennessee attorney before taking enforcement action.