State compliance guides
HOA violation letter laws by state
Most states require specific notice, cure periods, or hearings before an HOA can fine a homeowner — and a letter that skips those steps is the fastest way to get a fine overturned. Pick your state for the requirements that matter when you draft.
Alabama Homeowners' Association Act (Ala. Code §35-20-1 et seq.); condominiums under the Alabama Uniform Condominium Act (§35-8A)
Alaska Uniform Common Interest Ownership Act (AS 34.08); older projects under the Horizontal Property Regimes Act (AS 34.07)
Arizona Revised Statutes §33-1803 (planned communities); condominiums under the Arizona Condominium Act (A.R.S. Title 33, Chapter 9)
No comprehensive HOA statute; condominiums under the Horizontal Property Act (Ark. Code Ann. §18-13-101 et seq.), corporate governance under the Nonprofit Corporation Act (§4-33-101 et seq.)
Davis-Stirling Common Interest Development Act (California Civil Code §4000 et seq.; member discipline at §§5850–5865)
Colorado Common Interest Ownership Act (C.R.S. §38-33.3-101 et seq.), enforcement procedures in §38-33.3-209.5 as revised by HB22-1137
Connecticut Common Interest Ownership Act (Conn. Gen. Stat. Chapter 828, §47-200 et seq.)
Delaware Uniform Common Interest Ownership Act (25 Del. C. Chapter 81); older condominiums may remain under the Unit Property Act (25 Del. C. Chapter 22)
Florida Homeowners' Association Act (Chapter 720, Florida Statutes; fines at §720.305); condominiums under Chapter 718
Georgia Property Owners' Association Act (O.C.G.A. §44-3-220 et seq., opt-in only); condominiums under the Georgia Condominium Act (§44-3-70 et seq.)
Planned Community Associations (HRS Chapter 421J); condominiums under the Condominium Property Act (HRS Chapter 514B)
Homeowner's Association Act (Idaho Code §55-3201 et seq.; fines at §55-3206); condominiums under the Condominium Property Act (§55-1501 et seq.)
Common Interest Community Association Act (765 ILCS 160); condominiums under the Condominium Property Act (765 ILCS 605)
Homeowners Associations (Indiana Code Article 32-25.5); condominiums under the Condominium Act (IC 32-25)
No comprehensive HOA statute; condominiums under Horizontal Property Regimes (Iowa Code Chapter 499B); records access under Chapter 499C (2023)
Kansas Uniform Common Interest Owners Bill of Rights Act (K.S.A. 58-4601 et seq.); applies to communities with 12 or more residential units
Kentucky Planned Community Act (KRS 381.785–381.801, enacted 2023); condominiums under the Kentucky Condominium Act (KRS 381.9101 et seq.)
Louisiana Planned Community Act (La. R.S. 9:1141.1 et seq., as revised effective January 1, 2025); condominiums under the Louisiana Condominium Act (La. R.S. 9:1121.101 et seq.)
No statute for non-condominium HOAs; condominiums under the Maine Condominium Act (33 M.R.S. §1601-101 et seq.)
Maryland Homeowners Association Act (Real Property §11B-101 et seq.; dispute settlement at §11B-111.10); condominiums under Real Property Title 11; liens via the Contract Lien Act (§14-201 et seq.)
No comprehensive HOA statute; condominiums under Mass. Gen. Laws ch. 183A, nonprofit governance under ch. 180
Michigan Condominium Act (MCL 559.101 et seq.); no comprehensive statute for non-condo HOAs
Minnesota Common Interest Ownership Act (Minn. Stat. ch. 515B); generally applies to communities created on or after June 1, 1994
No HOA statute; condominiums under the Mississippi Condominium Law (Miss. Code Ann. §89-9-1 et seq.), nonprofit governance under §79-11-101 et seq.
No general HOA statute; condominiums under the Missouri Uniform Condominium Act (Mo. Rev. Stat. ch. 448)
No comprehensive HOA statute; HOA-specific restriction at Mont. Code Ann. §70-17-901; condominiums under the Unit Ownership Act (Title 70, ch. 23)
No general HOA statute; condominiums under the Nebraska Condominium Act (Neb. Rev. Stat. §§76-825 to 76-894)
Uniform Common-Interest Ownership Act (NRS Chapter 116); fines at NRS 116.31031, hearings at NRS 116.31085
Condominiums under the New Hampshire Condominium Act (RSA ch. 356-B); no comprehensive statute for non-condo HOAs
Planned Real Estate Development Full Disclosure Act (N.J.S.A. 45:22A-21 et seq., incl. the 2017 Radburn amendments and N.J.A.C. 5:26-8 regulations); condominiums under the Condominium Act (N.J.S.A. 46:8B-1 et seq.)
Homeowner Association Act (NMSA 1978, §§47-16-1 to 47-16-18); condominiums under the New Mexico Condominium Act (Chapter 47, Article 7A)
No comprehensive HOA statute; HOAs governed by recorded covenants and the Not-for-Profit Corporation Law; condominiums under Real Property Law Article 9-B
North Carolina Planned Community Act (Chapter 47F; fines at §47F-3-107.1); condominiums under Chapter 47C
No planned-community/HOA statute; condominiums under N.D. Cent. Code Chapter 47-04.1
Ohio Planned Community Law (ORC Chapter 5312; enforcement at §5312.11); condominiums under ORC Chapter 5311
Real Estate Development Act (60 Okla. Stat. §§851-858 — formation and lien enforcement only); condominiums under the Unit Ownership Estate Act (60 O.S. §501 et seq.)
Oregon Planned Community Act (ORS 94.550–94.783; fines at ORS 94.630); condominiums under ORS Chapter 100
Uniform Planned Community Act (68 Pa.C.S. §§5101-5414; fines at §5302(a)(11)); condominiums under the Uniform Condominium Act (68 Pa.C.S. §3101 et seq.)
No statute for non-condo HOAs; condominiums under the Rhode Island Condominium Act (R.I. Gen. Laws Chapter 34-36.1; fines at §34-36.1-3.20)
South Carolina Homeowners Association Act (S.C. Code §§27-30-110 to 27-30-170) — a recording, transparency, and consumer-complaint statute; condominiums under the Horizontal Property Act (§27-31-10 et seq.)
No comprehensive HOA statute; condominiums under SDCL Chapter 43-15A (a project-registration and disclosure law); nonprofit governance under SDCL Title 47
No general HOA act for non-condo communities; condominiums under the Tennessee Condominium Act of 2008 (Tenn. Code Ann. §66-27-201 et seq.)
Texas Residential Property Owners Protection Act (Texas Property Code Chapter 209); condominiums under the Uniform Condominium Act (Chapter 82)
Community Association Act (Utah Code §57-8a-101 et seq.; fines at §57-8a-208); condominiums under the Condominium Ownership Act (§57-8-1 et seq.; fines at §57-8-37)
Vermont Common Interest Ownership Act (Title 27A V.S.A.; fines at §3-102(a)(11)) — covers condominiums, planned communities, and cooperatives
Virginia Property Owners' Association Act (Code of Virginia §55.1-1800 et seq.; charges at §55.1-1819); condominiums under §55.1-1900 et seq.
Homeowners' Associations (RCW ch. 64.38, until January 1, 2028) and the Washington Uniform Common Interest Ownership Act (WUCIOA, RCW ch. 64.90 — all communities from January 1, 2028)
Uniform Common Interest Ownership Act (W. Va. Code Chapter 36B; fines at §36B-3-102(a)(11)) — covers condominiums, planned communities, and cooperatives
No general HOA statute for non-condo subdivisions; condominiums under the Condominium Ownership Act (Wis. Stat. Chapter 703; violations at §703.24)
No HOA statute; Condominium Ownership Act (Wyo. Stat. §§34-20-101 to 34-20-104) recognizes condo ownership only; nonprofit governance under §17-19-101 et seq.
These guides summarize commonly applicable rules and are provided for general information only — they are not legal advice, statutes change, and governing documents vary. Confirm current law with a licensed attorney in your state before taking enforcement action.